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General Components of Injury Claim Compensation Costs can be printed on receipts, however certain costs are not quantifiable. The unquantifiable damage is covered by general compensatory damages. Special damages are those that can be calculated in clear-cut numbers, like medical bills and lost wages. They are the foundation of your injury claim compensation. Medical expenses Medical bills are typically included in settlements for personal injuries. This is particularly applicable to those who have suffered severe or permanent injuries. A spinal cord injury victim for instance, might require multiple operations to treat secondary complications, such as pressure ulcers, bladder or bowel spasticity, or bone density issues. The guidelines for valuing medical expenses in a personal injury case vary from state to state. In general, insurance companies require proof that medical expenses incurred were as a result of the incident. This could include medical bills and invoices, as well as evidence of the kinds of treatments considered necessary. In some instances an expert's report is required to justify the necessity for specific treatments and to prove that these expenses were related to the accident. In addition to previous medical expenses, injured victims may also be entitled to a reimbursement for future medical expenses. This is called special damages and is an element of the total settlement that is awarded to the victim. Our attorneys will work with your doctors to create an effective medical treatment plan for you. We will also factor in any prescription medicines necessary for your treatment and any home or medical equipment required to treat injuries. However, future medical costs can be difficult to prove if you don't have evidence that the injury will have an impact on your quality of life. This is why it's important to choose a knowledgeable personal injury lawyer who knows the importance of accurately calculating future medical expenses. Call PKSD today to learn more about our experience in obtaining compensation for victims of serious accidents. Loss of wages Economic damages are included in the compensation for injury claims. These losses are what your earnings would have been if you had not been injured and were prevented from working. These losses include the cost of overtime, seasonal income and other calculable earnings you would have earned. A compensation for lost earnings is designed to get you back in the financial situation you were in prior to the accident. In most instances, insurance companies calculate your lost wages according to your hourly wage rate and the number hours you didn't work due to the accident. This is particularly relevant for those who are paid hourly. If you file a lost-wage claim, you must be able to prove that your injuries really prevented you from working. You must provide an official medical note detailing your injuries and the impact they've caused on your ability to work. This can also be supported with a copy of your pay statements or tax returns. Additionally, you may be able to get compensated for the value of your vacation and sick days that you used while recovering from your injury. These days are typically worth the equivalent of a day's pay. In certain cases the injury could be permanent and limit your ability to work. If your injuries are long-lasting you may seek compensation for the loss of your capacity to earn a living. This is known as reduced earning capacity, and it is usually determined by a physician. An experienced personal injury lawyer can assist you in determining the proper value of your lower earning capacity. They can assist you in gathering the evidence of your injuries and lost income and submit it to the insurer in order to ensure that you receive the highest amount for your case. Suffering and pain The damages of pain and suffering are ones which cannot be quantified in the same way as medical bills or lost wages. It's subjective and difficult to quantify, however it's a vital part of any personal injury case. This is because it covers the negative impacts on a victim's life that aren't immediately apparent, such as loss of enjoyment of life emotional distress, mental anguish, and anxiety. Sandy injury attorneys that is credible is the most crucial element in proving the existence of pain and suffering. This could be evidence from prescription records that show the type and amount of pain medication you've taken as well as notes from doctors and other medical professionals on how the accident has had an impact on your life, and footage of your injuries such as broken bones, scars or other signs on your body. It is important to be honest about the suffering and pain that you've endured and how it has affected your life. There are several methods of calculating the amount of suffering and pain you should be compensated for. One is the multiplier technique where you add the economic losses you have suffered and then multiply that number by a factor between 1.5-5. Per diem is a different method which allows you to receive an amount of money fixed every day from the time your accident occurred until you have reached your maximum medical improvement. It is important to keep in mind that the jury will determine the amount of suffering and pain you've suffered. It can be difficult to establish a dollar value on non-economic damages, and the jury might take their time in assessing the impact of your accident your life and the quality of your life. Damages to Property Damage It could take a while to prepare for trial, depending on the severity of your injury. Your lawyer must take care of all your medical bills, including hospital stays and doctor's visits. They may also need to collect prescription medication as well as physical therapy sessions and prescription medications. Even if you're still paying these expenses through your health insurance, your personal injury attorney could be in a position to recover these costs in your settlement. Damages to property are a different type of compensation victims of accidents can receive. These awards are made to cover the costs of any destruction or damage that is caused by a third party's negligence. This could include damage to real property (such as your home or vehicle) or personal property (like jewelry or a cell phone). Property damage claims could be part of a claim for injury or be their own lawsuit. General damages are a way to compensate for pain and suffering. Compensation damages are intended to put the victim in the same situation as if their injuries never occurred. These damages are difficult to quantify and can range anywhere from just a few hundred dollars for minor injuries to millions for severe disabilities or injuries. Punitive damages are meant to penalize the defendant and prevent them from repeating the same error in the future. They are a rare thing and are reserved for the most outrageous or malicious of actions. Although they're not a viable option in every personal injury case, it is important to think about all kinds of compensation you may receive when assessing your case. If you've been injured, contact an New York personal injury law firm to discuss your options. They can help you submit all the required paperwork within the timeframes that are allowed by law. Damages for emotional distress Emotional distress is part of the umbrella of suffering and pain but is a far more subjective damage that is difficult to prove. Victims can suffer from anxiety and fear, insomnia depression, and humiliation following an accident that has caused them to suffer. The loss of enjoyment in life is also associated with emotional distress. This can include things like a fear of driving after a car accident or the inability to work due to an injury that causes severe headaches. The court will examine the details of your case in order to determine if you are entitled to compensation for emotional distress. Your attorney can help you gather the evidence to prove your claim. This could include medical and psychiatric reports, pictures of accident scenes, journals entries detailing how you felt after the accident, and other evidence relevant to your claim. If the incident was particularly traumatic you may be able to file a claim for intentional infliction. This is a lesser-known form of noneconomic damages, and requires proof that the defendant's actions were either reckless or aimed to cause you mental suffering and physical harm. These claims are valid, and they are paid the same as any other kind of economic or physical damage. The right lawyer on your side can be the difference to winning your case and obtaining the financial support you need. If you believe that you've been hurt due to someone else's negligence, it's important to consult an experienced injury lawyer.